Health Insurance can definately be confusing & frustrating, but if you don’t have it or have the wrong plan it can be devastating.  You can rack up thousands if not more in medical debt without a plan or the right plan. Medical Debt – #1 Reason I think you need insurance Several studies in the last decade have consistently cited medical debt as one of the main reasons individuals file for bankruptcy. Let’s think about that for a few minutes…out of all the bankruptcies in the US one of the main reasons is because of medical debt.  It doesn’t have to be that way. What are your options? There are…