Medical Debt … It doesn’t have to happen

Health Insurance can definately be confusing & frustrating, but if you don’t have it or have the wrong plan it can be devastating.  You can rack up thousands if not more in medical debt without a plan or the right plan.

Medical Debt – #1 Reason I think you need insurance

Several studies in the last decade have consistently cited medical debt as one of the main reasons individuals file for bankruptcy.

Let’s think about that for a few minutes…out of all the bankruptcies in the US one of the main reasons is because of medical debt.  It doesn’t have to be that way.

What are your options?

There are so many options when it comes to health insurance.  There are employee sponsored plans, private plans, short term plans, ACA plans, Medicare, Medicaid and more.

Employee sponsored plans are great for the employee and usually cover any pre-exisiting conditions making them all inclusive which is a great option for those who have health issues.

Private & Short term plans are perfect for the small business owners, entrepreneurs and people in between positions or those waiting for Medicare to start.  These plans can range from 30 days up to several years, depending on the plan.

ACA plans, also known as Obamacare plans, are the plans available to anyone and everyone through each state.  These plans do have some limitations but for certain situations these plans can be the best option.

Medicare & Medicaid sponsored plans are for those older individuals and those who are struggling financially.

There really is an option for everyone, we just have to find it.

How do we find the RIGHT option?

Finding the RIGHT option is the most important thing.  Click here and set up a time to chat.  We will discuss your current needs, your recent medical history, your wants in a health plan and any specific dr’s or hospitals you want in your network.

I just need a couple of minutes of your time to get started on finding you and your loved ones the RIGHT plan.