National General (NatGen) offers some great guaranteed issue supplemental plans to help off-set the cost of your deductible and subsequent out of pocket cost for accidents with a lump sum payment made directly to you. Being that a lot of guaranteed issue plans offer more limited benefits these supplements are a viable solution to help patients receive the care they need in an emergency without having to pay as much out of pocket. Plans do renew annually without additional underwriting needed. For plan brochure, click here.
MedElite offers guaranteed issue (no underwriting required) accident plans to help off-set the potential out of pocket costs for hospital and/or urgent care visits with a one time lump sum payout. With premiums ranging from $50 – $160 based on benefit level & family size these plans are a great cost effective option to help keep your cost lower. One pay out per person is allowed per year. Almost 75% of all ER visits for those under 45 are accident related ranging from twisted ankles to food poisoning to car accidents, so having an accident plan makes sense, especially for families … you just never know what is going to…