MedElite offers guaranteed issue (no underwriting required) accident plans to help off-set the potential out of pocket costs for hospital and/or urgent care visits with a one time lump sum payout. With premiums ranging from $50 – $160 based on benefit level & family size these plans are a great cost effective option to help keep your cost lower.  One pay out per person is allowed per year. Almost 75% of all ER visits for those under 45 are accident related ranging from twisted ankles to food poisoning to car accidents, so having an accident plan makes sense, especially for families … you just never know what is going to…