The Philadelphia American Optimum Health Saver plan is a unique plan giving YOU more control of your health insurance than ever before. It is an indemnity plan.  What that means is there is a specified amount the insurance company will pay for each service, office visit or procedure.  Many are outlined in the Indemnity Benefit Plan Brochure including 20 Dr visits per person, per year, excellent lab benefits and hospital benefits and some chiropractic benefits as well.  The dollar amounts listed on the left column, Value, (the plan I quoted for you) is the amount the company will pay for the specified service.  Please see brochure (click here) as I…

The Philadelphia American/New Era Plan (PAL Plan) is a unique plan giving YOU more control of your health insurance than ever before. It is an indemnity plan that is really made to pair with an ACA (or Obamacare) plan.  It helps to fill in the gaps of those plans. What that means is there is a specified amount the insurance company will pay for each service, office visit or procedure.  Many are outlined in the Indemnity Benefit Plan Brochure including up to 6 Dr visits per person, per year, excellent lab benefits and hospital benefits.  The dollar amounts listed on the left column, PLUS, (the plan I quoted for you)…