The United Hospital & Surgical Plan what you might call a catastrophic plan.  It is offered through United Healthcare, one of the largest healthcare insurance providers in the country and is a Nationwide PPO plan. This plan does NOT include Dr visits.  It is a 50/50 coinsurance plan with a $75 copay for up to 2 Urgent Care visits a year. There are several deductible options, with an additional $10,000 Max Out-of-Pocket after deductible is met. To help off-set the deductible cost there are supplemental plans, such as an accident plan from MedElite or a hospital plan from Allstate. This plan is great for those healthy individuals who are wanting…