The United Health Insurance Hospital & Surgical plan is a true catastrophic plan. It is offered through United Healthcare, one of the largest healthcare insurance providers in the country and is a Nationwide PPO plan.
This plan does NOT have Dr visits coverage or prescription coverage. This is a plan built for those who are looking for a true catastrophic plan that will be there for the major “what if’s” of life.
There are several deductible options, the most popular being $5000 with 50/50 coinsurance and $10,000 Max Out-of-Pocket after deductible is met. You pay 50%, up to $10,000, after deductible is met.
To help off-set the deductible cost there are supplemental plans, such as an accident plan from MedElite or a hospital plan from National General.
There is an additional supplement for only $6.50 that will give you access to unlimited Dr visits, but NO prescription coverage.
This plan is great for those healthy individuals who are wanting a catostrophic plan for “what if’s” of life.
For plan brochure click here