Life Insurance Facts
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John Hancock – Simple Term
Quick & Easy John Hancock offers a quick easy underwritten plan with face amounts up to $500,000. Plans can be written for 10, 15, 20, 25 or 30 year terms, giving you several options that could work for you. To learn all the details follow the link here to the brochure. Name Recognition One of the best parts of these plans is the name attached to them. John Hancock is a highly recognized and regarded life insurance company, which in turn can give you some added peace of mind that you are protected. While nothing is guaranteed being with a company that has been around for so long does help…
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Life Insurance Terms
Understanding Life Insurance can be so complicated… but don’t worry I am here. Let’s start with some terms. Agent An insurance company representative licensed by the state who solicits and negotiates contracts of insurance, and provides service to the policyholder for the insurer. An agent can be independent agent who represents at least two insurance companies or a direct writer who represents and sells policies for one company only. I am an independent agent that represents many companies so I can help you find the RIGHT plan with the RIGHT company. Annuity A contract that provides a periodic income at regular intervals, usually for life. There are several options for…
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When the breadwinner is gone…
What would happen if the breadwinner in your world passed away? Whether that is you, your partner or you are are co-breadwinners… what happens when one of you is no longer here? What is your current coverage? First, do you have life insurance? Is it just for you, you and your partner or all members of the family? Second, who owns the plans? Do you own them or the company you are employed with? This can determine what the benefits are, how you collect on the policy and who to contact to get assistance. Lastly, do you know where the actual policies are located, whether hard copy or electronic copy?…
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John Hancock – Simple Term
