Plan Brochures
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Iron Health – PSM MaxGuard Plan
The Iron Health PSM MaxGuard Plans are a limited medical plans within the First Health Network. This plan offers several deductible options ranging from $300 – $2500. There are copays after the initial deductible is met. Preventive care & and Teleheath are generally covered by this plan. This is alimited medical plan meaning there are limited number of services offered and please note there is NO out of network coverage (except for true emergencies) For plan brochure click here, for prices, coinsurance and out-of-pocket details for desired dedcutble please see your quote. *** For plan details please reference the plan brochure as this is just a general overview ***
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Iron Health – Intelligent 7500 EPO Plan
The Iron Health Intelligent 7500 EPO Plan is a major medical, within the Cigna Network. This plan offers a $7500 deductible with $15,000 max out of pocket (for individuals), copays for Dr visits and FREE Telemedicine. Preventive care is generally covered by this plan. This is a major medical plan but please note there is NO out of network coverage and some services require client to pay dedcutible and coinsurance first. For plan brochure click here, for prices,coinsurance and out-of-pocket details for desired dedcutble please see your quote. *** For plan details please reference the plan brochure as this is just a general overview ***
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Iron Health- PSM Copper Plan
The Iron Health PSM Copper Plan is a major medical, within the PHCS Network Network. This plan offers a $7350 deductible with $14,700 max out of pocket (for individuals), copays for Dr visits and FREE Telemedicine. Preventive care is generally covered by this plan. This is a major medical plan but please note there is NO out of network coverage and some services require client to pay dedcutible and coinsurance first. For plan brochure click here, for prices,coinsurance and out-of-pocket details for desired dedcutble please see your quote. *** For plan details please reference the plan brochure as this is just a general overview ***
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Iron Health- PSM Bronze Plan
The Iron Health PSM Bronze Plan is a major medical, within the PHCS Network Network. This plan offers a $5000 deductible with $10,000 max out of pocket (for individuals), copays for Dr visits and FREE Telemedicine. Preventive care is generally covered by this plan. This is a major medical plan but please note there is NO out of network coverage and some services require client to pay dedcutible and coinsurance first. For plan brochure click here, for prices,coinsurance and out-of-pocket details for desired dedcutble please see your quote. *** For plan details please reference the plan brochure as this is just a general overview ***
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Iron Health- PSM Gigcare Plans
The Iron Health PSM GigCare Plan is a semi-limited benefit plan, within the Blue Cross Blue Shield Network. This plan offers several deductible options, copays for Dr visits and FREE Telemedicine. Preventive care is generally covered by this plan. This is a more limited care plan being that there is NO out of network coverage and some services require client to pay dedcutible and coinsurance first. It is a more budget friendly option for a BCBS plan. For plan brochure click here, for prices,coinsurance and out-of-pocket details for desired dedcutble please see your quote. *** For plan details please reference the plan brochure as this is just a general overview…
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Life X – Cigna EPO Plans
The Life X Cinga EPO Plan is a semi-limited benefit plan, within the Cigna Network. This plan offers several deductible options, copays for Dr visits (after deductible) and FREE Telemedicine. Preventive care is generally covered by this plan, if staying within network. This is a more limited care plan with maximum allowed visits for some services. It is more budget friendly option for those healthier individuals and families. For plan brochure click here, for prices,coinsurance and out-of-pocket details for desired dedcutble please see your quote *** For plan details please reference the plan brochure as this is just a general overview ***
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Life X – VL Plans
The Life X VL Plan is a limited benefit plan, within the PHCS Network. This plan offers several deductible options, copays for Dr visits (after deductible) and FREE Telemedicine. Preventive care is generally covered by this plan, if staying within network. This is a more limited care plan with maximum allowed visits for most services. It is more budget friendly option for those healthier individuals and families. For plan brochure click here, for prices,coinsurance and out-of-pocket details for desired dedcutble please see your quote. *** For plan details please reference the plan brochure as this is just a general overview ***
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Life X – MM Plans
The Life X MM Plan is a major medical plan, within the PHCS or Cigna Networks. This plan works as a traditional deductible plan with several deductible options, copays for Dr visits (after deductible) and FREE Telemedicine. Preventive care is generally covered by this plan, if staying within network. There is also allergy treatments, pregnancy and diabetic services offered, along with generous hospital coverage. For plan brochure click here, for prices,coinsurance and out-of-pocket details for desired dedcutble please see your quote. *** For plan details please reference the plan brochure as this is just a general overview ***
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AKOS – Virtual Concierge Care
AKOS Direct is a great option for those looking for an easy to use virtual plan. Not only do they offer 24/7 virtual Dr visits, but they also offer some meds at no cost (outside of your monthly membership fee) and 100’s of others prescriptions at a reduced cost, with delivery options. AKOS Direct also offers deep discounts for labs and imaging that rival most larger insurance companies costs. It is important to note that there is NO Hospital or ER Benefit included so it is IMPERATIVE that you do pick up a Short-Term plan, such as United, with an Allstate plan to help cover those costs if needed. With…
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United Hospital & Surgical Plan
The United Hospital & Surgical Plan what you might call a catastrophic plan. It is offered through United Healthcare, one of the largest healthcare insurance providers in the country and is a Nationwide PPO plan. This plan does NOT include Dr visits. It is a 50/50 coinsurance plan with a $75 copay for up to 2 Urgent Care visits a year. There are several deductible options, with an additional $10,000 Max Out-of-Pocket after deductible is met. To help off-set the deductible cost there are supplemental plans, such as an accident plan from MedElite or a hospital plan from Allstate. This plan is great for those healthy individuals who are wanting…










