Plan Brochures

  • BCBS Advantage Gold 206

    Blue Cross Blue Shield is one of the most recognizable insurance companies out there.  While there corporate, or employee sponsored plans, are second to none their private plans are a little different. To start with the max-out-pocket is generally higher than some other plans, but their deductibles can be on the lower end.  With that being said though, their premiums are typically higher than most other private plans.  Based on your individual needs they may be the best option, but there might be another company that fits your budget a little better. This plan in particular offers a $6000 dedcutible, 50/50 coinsurance with $8700 max out-of-pocket.  These plans do offer…

  • Philadelphia American Flex Choice Health Plan

    The Philadelphia American/New Era Plan (PAL Plan) is a unique plan giving YOU more control of your health insurance than ever before. It is an indemnity plan that is really made to pair with an ACA (or Obamacare) plan.  It helps to fill in the gaps of those plans. What that means is there is a specified amount the insurance company will pay for each service, office visit or procedure.  Many are outlined in the Indemnity Benefit Plan Brochure including up to 6 Dr visits per person, per year, excellent lab benefits and hospital benefits.  The dollar amounts listed on the left column, PLUS, (the plan I quoted for you)…

  • United Short Health Hospital & Surgical Plan

    The United Health Insurance Hospital & Surgical plan is a true catastrophic plan.  It is offered through United Healthcare, one of the largest healthcare insurance providers in the country and is a Nationwide PPO plan. This plan does NOT have Dr visits coverage or prescription coverage. This is a plan built for those who are looking for a true catastrophic plan that will be there for the major “what if’s” of life. There are several deductible options, the most popular being $5000 with 50/50 coinsurance and $10,000 Max Out-of-Pocket after deductible is met.  You pay 50%, up to $10,000, after deductible is met. To help off-set the deductible cost there are…

  • Ameritas Dental & Vision Plans

    Ameritas is a leader in Dental & Vision plans and we are very excited to be partnering with them. Not only are they affordable but their coverage is second to none, even offering teeth whitening in some of their plans and some coverage from day one for fillings and even crowns on some plans. Make sure and check out their DENTAL brochure click,  here. For the VISION brochure, please click, here.