-
America’s Choice Health 1M Plan
The America’s Choice Health 1M Plan plan is a major medical plan, within the PHCS network. This plan works as a traditional deductible plan with 3 deductible options, $250, $500 & $750, 0% coinsurance after deductible, but there are copays for Dr visits (after deductible) and FREE Telemedicine. Preventive care is generally covered by this plan, if staying within network. There is also allergy treatments, pregnancy and diabetic services offered, along with generous hospital coverage. For plan brochure click here
-
America’s Choice Health BCBS $5000 HSA Plan
The America’s Choice Health Blue Cross Blue Shield HSA $5000 plan is a major medical plan, within the BLUE CROSS BLUE SHIELD network and is HSA eligible. This plan works as a traditional high deductible plan with $5000 deductible, and $6550 total max out of pocket with a 80/20 coinsurance AFTER deductible is met. Preventive care is generally covered by this plan, if staying within network. To help off-set the deductible cost there are supplemental plans, such as an accident plan from MedElite or a hospital plan from AllState. This plan is great for those healthy individuals who are wanting a plan for “what if’s” of life. For plan brochure…
-
America’s Choice Health BCBS $5000 Plan
The America’s Choice Health Blue Cross Blue Shield $5000 plan is a major medical plan, within the BLUE CROSS BLUE SHIELD network. It works as a traditional co-pay plan with $25 primary care visits and $40 specialist visits with a $5000 deductible (or $10,000for a family) with a 20% coinsurance up to $7350. Preventive care is generally covered by this plan, if staying within network. There are also good pharmacy benefits including $10 copay for generics, $45 copay for preferred and $100 copay for non-preferred, and even some specialty drugs included. Along with generous testing benefits and mental health. To help off-set the deductible cost there are supplemental plans, such…
-
America’s Choice Health BCBS $7350 Plan
The America’s Choice Health Blue Cross Blue Shield $7350 plan is a major medical plan, within the BLUE CROSS BLUE SHIELD network. It works as a traditional co-pay plan with $25 primary care visits and $40 specialist visits with a $7350 deductible (or $14,700 for a family) with 0% coinsurance. Preventive care is generally covered by this plan, if staying within network. There are also good pharmacy benefits including $10 copay for generics, $45 copay for preferred and $100 copay for non-preferred, and even some specialty drugs included. Along with generous testing benefits and mental health. To help off-set the deductible cost there are supplemental plans, such as an accident…
-
America’s Choice $500K Plan
The America’s Choice 500K Plan plan is a fixed indemnity co-pay plan. The difference with this indemnity plan is that it offers co-pay’s through the PHCS network. There is a $500,000 yearly benefit limit, meaning anything beyond that the client will be responsible for. You have 10 Dr visits each year per person. There is pharmacy coverage offered with this plan, but not all meds will be covered. To help off-set the potential out of pocket there are supplemental plans, such as an accident plan from MedElite or a hospital plan from AllState. This plan is great for those healthy individuals who are wanting a plan for “what if’s” of…
-
America’s Choice Health $5000 Bronze
The America’s Choice Health Plan – $5000 Bronze plan is a major medical plan, within the PHCS network. It works as a traditional co-pay plan with $25 primary care visits and $40 specialist visits. Preventive care is generally covered by this plan, if staying within network. There are also good pharmacy benefits including $10 copay for generics, $45 copay for preferred and $100 copay for non-preferred, and even some specialty drugs included. To help off-set the deductible cost there are supplemental plans, such as an accident plan from MedElite or a hospital plan from AllState. This plan is great for those healthy individuals who are wanting a plan for “what…
-
John Hancock – Simple Term
Quick & Easy John Hancock offers a quick easy underwritten plan with face amounts up to $500,000. Plans can be written for 10, 15, 20, 25 or 30 year terms, giving you several options that could work for you. To learn all the details follow the link here to the brochure. Name Recognition One of the best parts of these plans is the name attached to them. John Hancock is a highly recognized and regarded life insurance company, which in turn can give you some added peace of mind that you are protected. While nothing is guaranteed being with a company that has been around for so long does help…
-
AKOS – Virtual Concierge Care
AKOS Direct is a great option for those looking for an easy to use virtual plan. Not only do they offer 24/7 virtual Dr visits, but they also offer some meds at no cost (outside of your monthly membership fee) and 100’s of others prescriptions at a reduced cost, with delivery options. AKOS Direct also offers deep discounts for labs and imaging that rival most larger insurance companies costs. It is important to note that there is NO Hospital or ER Benefit included so it is IMPERATIVE that you do pick up a Short-Term plan, such as United, with an Allstate plan to help cover those costs if needed. With…
-
United Hospital & Surgical Plan
The United Hospital & Surgical Plan what you might call a catastrophic plan. It is offered through United Healthcare, one of the largest healthcare insurance providers in the country and is a Nationwide PPO plan. This plan does NOT include Dr visits. It is a 50/50 coinsurance plan with a $75 copay for up to 2 Urgent Care visits a year. There are several deductible options, with an additional $10,000 Max Out-of-Pocket after deductible is met. To help off-set the deductible cost there are supplemental plans, such as an accident plan from MedElite or a hospital plan from Allstate. This plan is great for those healthy individuals who are wanting…
-
Philadelphia American Value Plan
The Philadelphia American Optimum Health Saver plan is a unique plan giving YOU more control of your health insurance than ever before. It is an indemnity plan. What that means is there is a specified amount the insurance company will pay for each service, office visit or procedure. Many are outlined in the Indemnity Benefit Plan Brochure including 20 Dr visits per person, per year, excellent lab benefits and hospital benefits and some chiropractic benefits as well. The dollar amounts listed on the left column, Value, (the plan I quoted for you) is the amount the company will pay for the specified service. Please see brochure (click here) as I…
